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What is Section 8 rental assistance and how can I apply in Philadelphia, Pennsylvania?
The Section 8 of the Housing Act of 1937, authorizes the payment of rental housing assistance to private landlords on behalf of approximately 4.8 million low-income households, as of 2008,in the United States. The largest part of the section is the Housing Choice Voucher program which pays a large portion of the rents and utilities of about 2.1 million households. The U.S. Department of Housing and Urban Development manages Section 8 programs.
The only way to apply for Section 8 rental assistance is through the Philadelphia housing authority when applications are being accepted. Applications are always free. Finding an open Section 8 waiting list is the hardest part. PHA’s usually have to keep their waiting lists closed due to the enormous demand for low income housing.
The Housing Choice Voucher Program provides “tenant-based” Section 8 rental assistance for Philadelphia, Pennsylvania and anywhere in the United States. It allows a tenant to move from one unit of at least minimum housing quality to another. It also allows individuals to apply their monthly voucher towards the purchase of a home, with over $17 billion going towards such purchases each year.
Section 8 rental assistance in Philadelphia also authorizes a variety of “project-based” rental assistance programs, under which the owner reserves some or all of the units in a building for low-income tenants, in return for a federal government guarantee to make up the difference between the tenant’s contribution and the rent in the owner’s contract with the government. A tenant who leaves a subsidized project will lose access to the project-based subsidy.
What is Public Housing?
Public Housing is a situation where the applicant can move into an apartment complex that is owned by the Philadelphia, Pennsylvania housing authority. The tenant will still pay about 30% of their monthly income towards rent, but can not choose to live in an independently owned house or apartment.
Do I have to be on Section 8 rental assistance to apply for the Section 8 homeownership Program?
Yes. The Section 8 Housing Choice Voucher Homeownership Program offers home loans at below-market interest rates to Section 8 tenants who wish to purchase their own homes. This program allows eligible borrowers in Philadelphia, Pennsylvania to use their Section 8 Housing Choice Vouchers towards a monthly mortgage payment.
The Philadelphia housing authority is committed to helping Section 8 applicants achieve their dream of homeownership and values its partnership with local Public Housing Authorities (PHAs) across Pennsylvania as well as the qualified lender for this program. Applicants that want to apply for Section 8 online or in person for Philadelphia, should contact their PHA directly.
How do I qualify for Section 8 in Philadelphia, Pennsylvania?
Eligibility for a housing voucher is determined by the PHA based on the total annual gross income and family size and is limited to US citizens and specified categories of non-citizens who have eligible immigration status. In general, the family’s income may not exceed 50% of the median income for the county or metropolitan area in which the family chooses to live. By law, a PHA must provide 75 percent of its voucher to applicants whose incomes do not exceed 30 percent of the area median income. Median income levels are published by HUD and vary by location. The PHA serving your community can provide you with the income limits for your area and family size. This is necessary to complete a Section 8 application online.
During the Section 8 application process, the PHA will collect information on family income, assets, and family composition. The PHA will verify this information with other local agencies, your employer and bank, and will use the information to determine if you qualify for Section 8 and are eligible to apply for Section 8 rental assistance in Philadelphia.
Can I apply for Food Stamps and Section 8 at the same time in Philadelphia, Pennsylvania?
No. To apply for Section 8 in Philadelphia, one must find a housing authority that has an open Section 8 waiting list in Philadlelphia. This is hard to do because most PHA’s have to keep their waiting list closed because of overwhelming applicants in need of low income housing. The Food Stamp program (SNAP) and the Section 8 rental assistance program are two separate departments. If you qualify for benefits, then you should seek out the SNAP office. You must apply for Food Stamps in Philadelphia, Pennsylvania or any where else separately. The process is always free.
Section 8 and Subsidized Housing Online Packet
The Section 8 and Subsidized Housing Online Packet is a service that helps it’s members to find various open Section 8 and low income housing waiting lists across the country. The Housing List Blog allows Section 8 landlords and tenants to find each other online. The Online Packet is a private resource and has no affiliation with HUD or the Philadelphia housing authority.
Apply for Section 8 Online | HUD Application | Section 8 Housing Application | Section 8 Application
Section 8 Application Online | Section 8 Landlord Application
SEC 8 PKT – Section 8 and Subsidized Housing Online Packet | HUD Application
Section 8 Housing | Low Income Housing Application | Section 8 Housing | HUD Houses for Rent
Section 8 Apartment Application | Apply for Food Stamps Online
Section 8 and Subsidized Housing Online Packet
Housing List Blog
HUD Application | Section 8 Housing Application | Section 8 Application | Section 8 Application Online
Section 8 Landlord Application | Section 8 Housing | Low Income Housing Application | Section 8 Housing | SEC 8 PKT | HUD Houses for Rent | Section 8 Apartment Application
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